Bank to IFSC Code

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Bank to IFSC Code


Bank Details
IFSC Code
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About Bank to IFSC Code

Understanding the Indian Financial System Code (IFSC):

The Indian Financial System Code (IFSC) is a unique code that is assigned to every bank branch in India. This code is necessary for electronic funds transfer (EFT) transactions such as Real-Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT). The IFSC code comprises of 11 characters, which include both letters and numbers.

How to find the IFSC code?

There are several ways to find the IFSC code of a specific bank branch. One of the most reliable ways is to visit the official website of Reserve Bank of India (RBI) or the Indian Bank Association (IBA). Both of these websites have search tools that allow users to look up IFSC codes by bank name, branch name, or location.

Another way to find the IFSC code is to use third-party websites such as BankBazaar, BankIFSCcode, etc. These websites also provide the facility to search for the IFSC code by bank name, branch name, location, etc. They also provide other details of the bank such as MICR code, address, contact number, etc.

Additional bank details:

In addition to the IFSC code, there are other bank details that are required to complete an EFT transaction. These details include the account number, the name of the account holder, and the name of the bank. It is crucial to double-check all of these details before initiating a transfer to ensure that the funds are sent to the correct account.

Distinguishing IFSC from MICR code:

It is important to note that the IFSC code is not the same as the bank's MICR code, which is used for check processing. Therefore, it is crucial to use the correct code for the type of transaction you are conducting to avoid errors or delays.

In conclusion, the IFSC code is an essential element in electronic funds transfer transactions in India. It is used to identify the specific branch of a bank, and is required along with other bank details to complete a transfer. Always make sure you have the correct code and other details before initiating a transfer to avoid any errors or delays. With the help of online tools and websites, it is now easy to find the IFSC code of any bank branch in India.